On that sunny August day, I thought my life couldn’t get much worse.

Recently separated from my husband and with no support from him, I was teetering on the financial edge. My kids and I had just moved in with my parents, and I was desperately looking for a job to support my two middle schoolers.

I thought about our old life where the only thing I needed to get them ready for a new school year was a debit card and a couple trips to the mall. With school only a few weeks away, I didn’t know where I’d get the money to buy clothes and shoes or pay for annual physicals.

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