Kathi Lipp (00:10)
Well, hey friends, welcome to Clutter-Free Academy, where our goal is to help you take small, doable steps to live every day with less clutter and more life. And I am here with the Clutter-Free queen. It is Tonya Kubo. Hey, Tonya. Okay, we don’t often do top 10 lists, but we’re doing a top 10 list today. I, so this is a two-parter. The first part is 10 things I don’t do now that I live clutter-free.

Tonya Kubo (00:24)
Hey Kathi

Kathi Lipp (00:40)
And next week, we’re going to talk about 10 things I do now that I live clutter free. And so I want to talk to you about how your life has changed, the things that you have stopped. And I just realized I told you we were going to do exactly the opposite podcast, but you know what? We’re we’re just fine. We’re just rolling with it. You know, we’re going to live in the moment here. And so I’m going to get us kicked off because I I think

Tonya Kubo (00:53)
Okay.

Mm-hmm.

Kathi Lipp (01:10)
People would not recognize my life From before clutter free now clutter free has not always I did not say hey I’m gonna start something called clutter free and now I’m gonna change my life like I changed my life and Then I thought I’m not the only one like this I wrote a book called clutter free and then I met my friend Tonya Kubo who seemed like the most put-together human being on the planet, but told me no

Tonya Kubo (01:21)
No.

Mm-hmm.

Kathi Lipp (01:39)
her life was a mess too, and we started to figure all this stuff out together. And what a gift that was because as much as the book helped people, I know that our Clutter-Free Academy, Clutter-Free for Life and this podcast have helped just exponentially more people. I really, people don’t believe that I was cluttery at one point. And I’m like, no, I’m still cluttery at some points, but.

Tonya Kubo (01:57)
Mm-hmm.

Mm-hmm.

Yeah,

still cluttering. Yeah.

Kathi Lipp (02:09)
I’m not afraid

to invite you into my house. So I wanted to talk about what are some key things that look different now than they did when I was clutter free. number one, I don’t save up decluttering for the weekends. And this has been a huge shift for me because I would always think as I’ve…

Tonya Kubo (02:12)
Mm-hmm.

Mmm.

Kathi Lipp (02:32)
pretty much always been a Monday through Friday, nine to five kind of person and who actually works nine to five. Let’s be clear, it’s eight to six. But I’ve pretty much been that person my whole life and I was just so busy during the week that I’m like, I’m just gonna save all this up for the weekends. And I don’t live like that anymore. Like as I am leaving a room, I’m like, are there things I can grab to throw away, to put away, to declutter?

Tonya Kubo (02:39)
Yeah.

Kathi Lipp (03:00)
Is that similar for you?

Tonya Kubo (03:03)
Yeah, I mean, I still think, you know, because my kids are younger, right? Like our house is always in some state of shambles, but you know, little things that I used to on Fridays clean off my desk, for instance. And now it’s just at the end of the day, right? It just is so much easier to take like a handful of stuff at the end of each day than to have to make multiple trips every Friday.

Kathi Lipp (03:06)
Yes.

Mm-hmm.

Right.

It makes such a difference, right? Because I don’t know, there’s just something about like, I’ve saved this up for an entire week. You know, instead of just saying, okay, a little bit of time, a little bit of time, my brain has shifted into small amounts of decluttering instead of huge mountains of decluttering. Okay, so that’s number one. Tonya, we’re going back and forth. Tonya, what’s number two?

Tonya Kubo (03:33)
Mm-hmm.

Mm-hmm.

Right?

Kathi Lipp (03:54)
something that you don’t do now that you live clutter-free.

Tonya Kubo (03:57)
Okay, so this might seem silly, but I genuinely used to think unloading the dishwasher took 30 minutes and now I realize it takes about three and a half. So I don’t put off unloading the dishwasher till the weekend. Like seriously, I made it into such a big job in my head and I don’t need more.

Kathi Lipp (04:11)
Right?

Yeah, yes,

I feel like doing the dishes could take a half hour if you’ve got a lot of dishes piled up if you have things that need to be soaked like, you know, deep, deep scrub. Right.

Tonya Kubo (04:24)
Right, but I didn’t say doing the dishes, Kathi. I just

said unload the dishwasher.

Kathi Lipp (04:30)
just thinking maybe that’s why your brain was playing tricks on you and here’s what I know is when you when you unload the dishes here’s the magical thing it’s easier to load the dishes I know that seems like it should be obvious but our cluttery people will get that

Tonya Kubo (04:42)
Right.

Yeah, no, exactly, exactly.

Kathi Lipp (04:49)
Yeah, okay. Number three, I don’t stand next to the gas pump while it’s filling up. I, okay, so I think a lot of our cluttering friends will get this. I went, those small moments, like just like you were talking about with the microwave, I unload the dishwasher in the two and a half minutes that my, or I at least get it started in the two and a half minutes that my oatmeal is cooking.

Tonya Kubo (05:01)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (05:18)
And

so now I am married to somebody who does quiet contemplation while his coffee is warming up. And I’m like, you know what, we just live different lives. while I’m pumping my gas, I clean out the car. I just grab a few things. I throw them into the garbage. I feel like that’s free garbage. Garbage is such a big deal up here.

Tonya Kubo (05:24)
Hahaha

Right.

Mm-hmm.

Mm-hmm.

Yes,

it is free garbage. I am right there with you.

Kathi Lipp (05:45)
It makes me so happy. I can’t even stand it. Yeah, I’m never somebody who would bring garbage from my house to throw away. I’ve heard of people doing that. I know. But if I’ve got a McDonald’s cup, that that’s going in the garbage while I’m pumping. It is I’m doing all the things and even like our truck takes a long time to fill up. I have been known to we have a like a hand vac in the truck.

Tonya Kubo (05:53)
Right. Mm-hmm.

Mm-hmm.

Yup.

Mm-hmm.

Kathi Lipp (06:14)
and I’ve been known to like vacuum things out while I’m doing, yeah, it makes me so happy I can’t even stand it. Okay, but I’m doing, what the core concept behind that is it just takes a moment to make a small difference. And like you just said with the unloading dishwasher and even with the, I don’t save up decluttering for the weekends. If I can do a little bit each day, man, the weekends can be for.

Tonya Kubo (06:17)
Nice.

Mm-hmm. Mm-hmm.

Kathi Lipp (06:42)
fun or bigger projects or things like that. Okay, number four, Tonya, what’s something that you don’t do now that you’re living clutter free?

Tonya Kubo (06:44)
Mm-hmm.

I don’t go shopping when I’m tired, hungry, or frustrated.

Kathi Lipp (06:56)
That’s my favorite time to go shopping. Okay, tell me more. Right.

Tonya Kubo (06:58)
It’s everybody’s favorite time to go shopping.

Right. But I mean, something that I learned early on in my clutter free journey is that when I’m tired, I’m hungry or I’m frustrated, my tolerance, like my my impulse control is lower and my desire to soothe is higher. And so I feel like everything I see at the store is going to make me feel better. And it is not.

Kathi Lipp (07:16)
Yeah.

Mmm, good.

Right.

Tonya Kubo (07:26)
to make me feel better. I am still going to leave the store tired, hungry, and frustrated so I may as well just solve those problems before I go.

Kathi Lipp (07:33)
Okay, can I tell you how I’m even worse at this and it’s something I need to correct in my own life. So I go to the store, which is a chore, right? That is an errand. Right. And I feel like because I have done that, even when I was living in San Jose and things were like five minutes, like, look at me checking things off of my list. I deserve a little treat, a little treaty treat. Can we just say that shopping and Target

Tonya Kubo (07:42)
Yeah, it’s a jaunt for you. It’s a jaunt.

Hahaha

Kathi Lipp (08:02)
It’s so much better when you have Starbucks. And so like this is the thinking I have to unpack all the time in my cluttery journey. it just, makes a difference. It makes a difference when you say, and I just, but I try not to go, I pack snacks now in our car so that we are not so tempted.

Tonya Kubo (08:05)
I’m sure it is, I’m sure it is.

Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (08:32)
Like it’s okay every once in a while to go to Starbucks, but you don’t get Starbucks every time you leave the house. Yes, okay. And so tired, hungry, frustrated will lead you to, and here’s the other part of that that I think is you’re so wise because I’ll just throw things in my cart and I’ll say I’ll return them later if I’m frustrated. Like, you know, don’t go shopping for jeans when you’re tired, frustrated or hungry. That’s just the meanest thing you could do to yourself.

Tonya Kubo (08:32)
Yeah.

Mmm.

No.

Kathi Lipp (09:00)
but then I’ll buy all the jeans and then I’m like, now I have to take them back. And then like, I already have a return right now of a shirt and it’s, we’re recording this around Christmas time. And I’m like, the last thing I want to do on earth is go into a store and return a shirt. Like I can’t think of anything I want to do less. Okay. Number five, I don’t leave a room without scanning the room. So.

Tonya Kubo (09:04)
Mm-hmm.

Yeah.

Hmm

Kathi Lipp (09:27)
What that means is I don’t, I don’t just walk into another room. I will walk into another room, but I will grab the dish that’s on my desk. I will grab the shirt that needs to be returned. Can you tell I’m going through stuff? I will grab the jacket that needs to be hung downstairs. And here’s why I think that this matters. Even if I’m just going into Roger’s office, which is still on the top of the floor.

I’ll move those things to the top of the stairs so that I used to think if I’m gonna do something, I need to do it all the way. And no, I just need to push it forward. I need to push that chore forward. And that makes a huge difference. It’s like, even if I can’t unload the entire dishwasher while my oatmeal is cooking, I’m pushing it forward enough and I’m yelling up to Roger,

Tonya Kubo (10:00)
Mm-hmm.

Mm-hmm.

Right.

Mm-hmm.

Kathi Lipp (10:26)
The dishes are clean, I’m just not done yet. And so he knows not to put dirty dishes in there. But if you can push it forward, then the next time you’re reheating your coffee, you can push it forward another minute and you might get it done. And so scanning a room, seeing what can I push into place? Because here’s what I know, if I leave it all until I have time, then I’m gonna spend half a day going up and down the stairs. And that sounds like my worst nightmare, I hate that stuff.

Tonya Kubo (10:29)
Mm-hmm.

Yeah.

Kathi Lipp (10:56)
Yeah, okay. So we have gone through our top five. We’re gonna take a quick break, pay some bills. We’re gonna come back and Tonya is gonna talk about how she doesn’t apologize. I can’t wait to hear about how you do this. Teach me, Obi-Wan. We’ll be right back. Okay, guys, we are back with 10 things I don’t do now that I live clutter free. So Tonya, you say you don’t apologize. For what?

Tonya Kubo (11:23)
I

apologize for the condition of my house.

Kathi Lipp (11:26)
So tell me more. Tell me how I can get brave and be really like, just come on in.

Tonya Kubo (11:33)
well, just stop doing it. I mean, that’s how I did it, right? It was like a cold turkey. Like, I think there was a bit of a transition of where I would say, I probably should apologize for the state of my house, but I won’t. But I just don’t. And, you know, some people come in and say stuff and some people don’t, and I don’t really care. Because what I realize is we all have a different standard. You know, I used to apologize. And I realized that a lot of people

Kathi Lipp (11:37)
wow.

Mm-hmm.

Yeah.

Tonya Kubo (12:03)
Like, first of all, I would apologize after spending hours doing a crisis clean because I knew other people would come in and like, and feel like my house was in complete disarray. And I was like, why am I acting like I didn’t just kill myself to make this house look nicer? And then I got to where, you know what? What do I care? mean, people come in, sometimes people are like, wow, you must be really busy. I am. That’s not untrue. I am really busy.

Kathi Lipp (12:13)
Mmm.

Right, right.

It’s a great friend test, right? Can we hang? Can we hang? Yeah.

Tonya Kubo (12:33)
Mm-hmm. Yeah, but I’m just

like, there’s nothing they could say that’s probably not true to some degree. And I’ve had like repair guys come in, it’s funny, is because the repair guys will come in and our front room doesn’t have flooring. We tore up the flooring and then building costs went up so we have not replaced the flooring. And they’ll go to put the booties on them like, yeah, that’s cute. You don’t have to do that here. And they’ll look around and they’re like, okay.

Kathi Lipp (12:49)
All right. Yeah.

Tonya Kubo (13:01)
Every now and then they’ll say, are you sure? Like, yeah, no, we’re good here.

Kathi Lipp (13:06)
Yeah.

Well, it’s so true. Our lives are all in transition, right? And when you have kids, the amount of day-to-day clutter goes up exponentially. Or maybe you’re in the midst of a big project. You know, I’ll never forget during the launch of Clutter Free, book, the state my house was in. It was like, we can’t take any pictures. And just recently,

Tonya Kubo (13:12)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (13:35)
Tenneil who manages our social media said, Kathi, can we get a video of you pushing in a chair? And right now we’re in Christmas crazies. I’m like, it would take me 45 minutes to get to a place to push in a chair. Right, it’s, yeah, because there’s all the fudge making supplies right there, yeah. So are you really, are you using marshmallow fluff in it?

Tonya Kubo (13:45)
No. To push in the chair. You’re like, “‘Cause I can’t get to the chair to push it in.”

Yes, I’m making fudge this weekend too. Anyway, I am.

I am using marshmallow fluff in it. I took a whole class on how to make fudge using marshmallow fluff. It was fun.

Kathi Lipp (14:05)
I saw that I saw that well,

I saw the fudge class. I didn’t know that there was the marshmallow fluff. Yeah, I’m very excited I’m just using a recipe off the internet But as you know, we live next to not next to you know half I don’t know 20 minutes away from a gourmet chocolate shop, which is the only Yeah, they’re a whiner They ship they’re so good but also let’s just say their fudge has gourmet prices and I’m like

Tonya Kubo (14:16)
Mm-hmm.

Little John’s, they ship. Little John’s, you should order from Little John’s.

Yes

Kathi Lipp (14:35)
How much would it cost for me to do this? And Roger’s like, we can buy their other stuff. We never have to buy fudge again. And I was like, I’m an indentured fudge servant now. Got it. Okay. Okay. You know what? It’s good. Hey, speaking of fudge, number seven, I don’t buy all the gear for hobbies unless I have a pattern of doing the hobby. Because here’s what I’ve discovered, Tonya. You know what my hobby is? Buying the stuff for hobbies.

Tonya Kubo (14:44)
Yes, I am too.

Mmm.

I

was gonna say preparing to have a hobby.

Kathi Lipp (15:07)
So here’s what I said, know, like one of the recipes that I am preparing right now called for a candy thermometer. And I’m like, ugh.

Tonya Kubo (15:17)
I need that for the fudge recipe with the marshmallow fluff. You need a candy thermometer.

Kathi Lipp (15:20)
Okay, so here’s what I told

myself if I prepare three recipes right now that don’t require the the thermometer if I if I prepare these three Christmas gift II things then I am allowed to buy a Candy thermometer and I got one by the way Michaels has 30 % off coupons for a while now. So go check that out I got the I think it’s the Wilson one but

Tonya Kubo (15:34)
Mm-hmm.

Ew.

Kathi Lipp (15:49)
I cannot tell you how many hobbies I’ve invested in and had to keep that stuff because I invest I told myself I’ve invested so heavily I need to keep all this stuff. It just it doesn’t make sense and it’s not the right thing. So I no longer I need to have a pattern of Can I start this hobby with stuff I have or can I start this hobby for less than ten dollars? And if I find that I really enjoy it

Tonya Kubo (15:54)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (16:19)
Then I will keep going but I am NOT going to go I’ll just say my history is buying at a professional level and performing at an amateur level like it’s not good

Tonya Kubo (16:30)
I

know that feeling though. If I have the same paints and brushes that Bob Ross has, I will make the same pictures that Bob Ross made.

Kathi Lipp (16:37)
Right.

Right, right.

And you know, our friend Cheri Gregory, friend of the podcast, Cheri Gregory calls it buying to become and I have done that for years and years. Okay, Tonya, number eight.

Tonya Kubo (16:49)
Yeah.

Okay, I kind of stole from you because you said that you scan a room before you leave. Before I go to bed, I make a round through the house specifically for dirty dishes. And here’s my, if I made a round through my house for decluttering, I would never make it to bed. But I can make a pass through my teeny tiny house just for dirty dishes in about 25 minutes. And it makes my life so much easier that

Kathi Lipp (16:58)
Yeah. Yeah.

so smart.

No, of course not.

Hmm

Tonya Kubo (17:24)
Like, know, because all run into bulls, where are all the bulls? The bulls are in the kids’ room underneath the bed. Why are they underneath the bed? I actually can’t answer that question, but that is where I find them.

Kathi Lipp (17:33)
Okay, Tonya, we are missing a bowl right now. There are just two of us. There are just two of us. This giant glass bowl, we cannot find. Is it under Lily’s bed? That’s my question now.

Tonya Kubo (17:36)
Maybe it’s under my bed!

It’s probably under Lily’s bed, and this is the worst of it, right? Is the way that Abby’s bed works, it sits lower to the ground. So Abby shoves stuff underneath Lily’s bed too. It’s not even all Lily’s fault.

Kathi Lipp (17:52)
Ugh.

Poor Lily. I’m sorry Lily. I did not mean to throw you under the bus bus or the bed Okay, so you do so what 25 minutes that seems like a long time so break that down for me Really okay

Tonya Kubo (18:13)
It’s a lot of dishes in my kid’s room and a lot of

dishes by Mr. Kubo’s desk. So it’s two trips. Two to three trips from the girl’s room, two trips from Brian’s desk and then

Kathi Lipp (18:20)
Got it. So you’re having to make multiple trips. Got it. Okay. And then

And and you’re

loading you’re soaking all that. Okay, that makes more sense. Okay Okay, that makes total sense. And I think doing doing a round of dishes I really feel like when everything else in your life falls apart the two things that you need to stay on top of are dishes and laundry because Mm-hmm. Yeah

Tonya Kubo (18:49)
Yes and I will say just really quickly that 25 minutes

does include a good five minute temper tantrum of my gosh what is growing in this thing.

Kathi Lipp (19:00)
I love it. Yeah, the the the Dishes and laundry if you stay on top of those like I don’t care how crunchy your kitchen floor gets I don’t care, you know at the I would say the third thing but this doesn’t have to be done as Much is staying on top of bills. Those are the important things that if you fall behind on them It’s going to be super painful to recover from them

Tonya Kubo (19:01)
That’s in there too.

No.

Mm-hmm. yeah.

Mm-hmm.

Kathi Lipp (19:25)
But if you can stay on top of those three things, it takes almost the same amount of energy to mop the floor when it’s been a week or five weeks. Like, I don’t want you to have to go five weeks, but if you need to in a crisis, you can. And yeah, and also stay on top of your garbage and recycling. number nine. This is my last thing of things I don’t do now that I live clutter free.

Tonya Kubo (19:37)
Mm-hmm.

Kathi Lipp (19:55)
Okay, I try not to I’m still working through this but I’m much better than I used to be I don’t compare my stuff to my friends stuff so Or stuff on social media. There is always a new thing That would make my life two percent easier or two percent better Not not my entire life if something made my entire life two percent better you bet I’m going to invest in that but like

Tonya Kubo (20:04)
Mmm.

Kathi Lipp (20:25)
Let’s say, know, my, my robot vacuum, there are now robot vacuums that you can control remotely. Like I could be at my mom’s house and now I could get that doesn’t make my life better enough to upgrade my robot. Like my robots fine. We get along. We, she does what she needs to do. I’m sorry. It’s normally a he. I don’t know why I said she, cause I like for all my domestic labor to be he’s.

Tonya Kubo (20:34)
Mm-hmm.

Kathi Lipp (20:55)
Because I just think that’s fair But I Just because somebody else has something that has made their life Infamates Lee better. It doesn’t mean that I need to upgrade it. I I try when I see you wearing a cute sweater I’m not going to say you know what? need that cute sweater. I’m gonna I’m one of things I’m trying to do is go into my own closet

Tonya Kubo (21:09)
Mm-hmm.

Mm-hmm.

Kathi Lipp (21:22)
and see

my own cute sweaters and the things that make me happy. So I’m trying really hard to reframe what my friends have. And also that can be a form of jealousy. I can just say, you know what? I’m really happy that Tonya has that sweater. I think she looks great in it. She’s having fun with it. And it makes me happy to see her in it. And it doesn’t have to be, I don’t have to own it for it to bring me happiness. So trying to stay out of that comparison trap.

Tonya Kubo (21:33)
Mmm.

Mm-hmm.

Yeah.

Kathi Lipp (21:52)
And I’m sure when you go into people’s houses that have floors, that can be hard.

Tonya Kubo (21:57)
I do have floor envy right now, I’m not gonna lie. If you’ve got luxury vinyl plank, I’m eyeballing your floors, let me tell ya.

Kathi Lipp (21:59)
I you do.

And I do have that upstairs and I wrestled over that decision for about two years And I’m so glad we pulled the trigger It’s so painful to get flooring done just because of all the moving and shifting and all that kind of stuff Okay, Tonya round out our list. Give us number ten. All right

Tonya Kubo (22:09)
Yeah, no.

It is.

My cluttery peeps will get this. I no longer gain comfort or security from having full shelves, full drawers, etc.

Kathi Lipp (22:33)
yeah, space scares us, doesn’t it? Yeah.

Tonya Kubo (22:37)
Space is scary because space is scarcity and lack and my gosh what

if I don’t have enough. But if things are full even if they’re full of stuff that you haven’t worn in 22 years you believe you have enough clothes if for some reason they stopped making all clothing.

Kathi Lipp (22:48)
Right?

Mm-hmm.

Okay, so Tonya, this is so interesting. A number of people on TikTok and other apps are doing a no buy 2025, right? And the conventional wisdom is declutter your closet so you can see what you have. And then, so you know what you have, because it is, it’s easier to see what you have when you have less stuff in your closet.

Tonya Kubo (23:04)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Yeah.

Kathi Lipp (23:22)
But I heard one woman, I thought this was so interesting. And I’m just gonna throw this out there for your reaction. She goes, I am not decluttering before my 2025. Because when I declutter, I feel like there is empty space. And I feel this urge to fill that space with shopping, with thrifting, with all these other things. So what she is doing is she is.

Tonya Kubo (23:39)
Mm-hmm.

Kathi Lipp (23:50)
putting some of her clothes into another closet, including clothes she likes, so that she will, she remember, I’ve got more stuff. I don’t know, how does that hit you? I thought it was really interesting. Really.

Tonya Kubo (23:53)
Mm-hmm. Mm-hmm.

Mm-hmm.

I have a friend who does that actually. she has,

yeah, so she boxes up all of her extra stuff, even if it’s in the current season. And she has it all in like the rafters of her garage. But whenever she’s like, I wanna go shopping, she just goes and she takes a box down and she trades out pieces.

Kathi Lipp (24:10)
Mm-hmm.

Yeah.

You know, I think it’s really interesting. And so I’m not saying one way is better than the other. I’m going to try the other closet boxing because yeah, when I pull out all my winter stuff, I’m so happy. I’m like, I never need to go shopping again. And then after about two weeks, I’m like, you know, people are really into these green grandpa sweaters and like, okay, Kathi, stop, stop, stop, stop.

Tonya Kubo (24:50)
Yeah,

see, and I’m the person, I want all of my clothing to be able to fit in this much of my closet. Like, I don’t wanna ever change anything out. I don’t wanna work that hard. I’m just so, like, I don’t wanna say lazy, but really it’s just like, that is just something that takes such a high level of perceived energy for me that I’m like, I’m good.

Kathi Lipp (24:56)
Yes, you.

Yeah.

Okay, see, even within our Cluttery community, we all have our own little quirks. And that’s why it’s okay for you to forge your own path, but think about the wisdom that will get you to the next space in your Clutter-free journey. I hope one of these has inspired you today. Tonya, thanks so much for hanging out with me.

Tonya Kubo (25:18)
We do.

Thanks for having me.

Kathi Lipp (25:37)
And friends, thank you for being here. You’ve been listening to Clutter-Free Academy. I’m Kathi Lipp. Now, go create the clutter-free life you always wanted to live.

Kathi Lipp (00:10)
Well, hey friends, welcome to Clutter-Free Academy, where our goal is to help you take small, doable steps to live every day with less clutter and more life. And I am here with the Clutter-Free queen. It is Tonya Kubo. Hey, Tonya. Okay, we don’t often do top 10 lists, but we’re doing a top 10 list today. I, so this is a two-parter. The first part is 10 things I don’t do now that I live clutter-free.

Tonya Kubo (00:24)
Hey Kathi

Kathi Lipp (00:40)
And next week, we’re going to talk about 10 things I do now that I live clutter free. And so I want to talk to you about how your life has changed, the things that you have stopped. And I just realized I told you we were going to do exactly the opposite podcast, but you know what? We’re we’re just fine. We’re just rolling with it. You know, we’re going to live in the moment here. And so I’m going to get us kicked off because I I think

Tonya Kubo (00:53)
Okay.

Mm-hmm.

Kathi Lipp (01:10)
People would not recognize my life From before clutter free now clutter free has not always I did not say hey I’m gonna start something called clutter free and now I’m gonna change my life like I changed my life and Then I thought I’m not the only one like this I wrote a book called clutter free and then I met my friend Tonya Kubo who seemed like the most put-together human being on the planet, but told me no

Tonya Kubo (01:21)
No.

Mm-hmm.

Kathi Lipp (01:39)
her life was a mess too, and we started to figure all this stuff out together. And what a gift that was because as much as the book helped people, I know that our Clutter-Free Academy, Clutter-Free for Life and this podcast have helped just exponentially more people. I really, people don’t believe that I was cluttery at one point. And I’m like, no, I’m still cluttery at some points, but.

Tonya Kubo (01:57)
Mm-hmm.

Mm-hmm.

Yeah,

still cluttering. Yeah.

Kathi Lipp (02:09)
I’m not afraid

to invite you into my house. So I wanted to talk about what are some key things that look different now than they did when I was clutter free. number one, I don’t save up decluttering for the weekends. And this has been a huge shift for me because I would always think as I’ve…

Tonya Kubo (02:12)
Mm-hmm.

Mmm.

Kathi Lipp (02:32)
pretty much always been a Monday through Friday, nine to five kind of person and who actually works nine to five. Let’s be clear, it’s eight to six. But I’ve pretty much been that person my whole life and I was just so busy during the week that I’m like, I’m just gonna save all this up for the weekends. And I don’t live like that anymore. Like as I am leaving a room, I’m like, are there things I can grab to throw away, to put away, to declutter?

Tonya Kubo (02:39)
Yeah.

Kathi Lipp (03:00)
Is that similar for you?

Tonya Kubo (03:03)
Yeah, I mean, I still think, you know, because my kids are younger, right? Like our house is always in some state of shambles, but you know, little things that I used to on Fridays clean off my desk, for instance. And now it’s just at the end of the day, right? It just is so much easier to take like a handful of stuff at the end of each day than to have to make multiple trips every Friday.

Kathi Lipp (03:06)
Yes.

Mm-hmm.

Right.

It makes such a difference, right? Because I don’t know, there’s just something about like, I’ve saved this up for an entire week. You know, instead of just saying, okay, a little bit of time, a little bit of time, my brain has shifted into small amounts of decluttering instead of huge mountains of decluttering. Okay, so that’s number one. Tonya, we’re going back and forth. Tonya, what’s number two?

Tonya Kubo (03:33)
Mm-hmm.

Mm-hmm.

Right?

Kathi Lipp (03:54)
something that you don’t do now that you live clutter-free.

Tonya Kubo (03:57)
Okay, so this might seem silly, but I genuinely used to think unloading the dishwasher took 30 minutes and now I realize it takes about three and a half. So I don’t put off unloading the dishwasher till the weekend. Like seriously, I made it into such a big job in my head and I don’t need more.

Kathi Lipp (04:11)
Right?

Yeah, yes,

I feel like doing the dishes could take a half hour if you’ve got a lot of dishes piled up if you have things that need to be soaked like, you know, deep, deep scrub. Right.

Tonya Kubo (04:24)
Right, but I didn’t say doing the dishes, Kathi. I just

said unload the dishwasher.

Kathi Lipp (04:30)
just thinking maybe that’s why your brain was playing tricks on you and here’s what I know is when you when you unload the dishes here’s the magical thing it’s easier to load the dishes I know that seems like it should be obvious but our cluttery people will get that

Tonya Kubo (04:42)
Right.

Yeah, no, exactly, exactly.

Kathi Lipp (04:49)
Yeah, okay. Number three, I don’t stand next to the gas pump while it’s filling up. I, okay, so I think a lot of our cluttering friends will get this. I went, those small moments, like just like you were talking about with the microwave, I unload the dishwasher in the two and a half minutes that my, or I at least get it started in the two and a half minutes that my oatmeal is cooking.

Tonya Kubo (05:01)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (05:18)
And

so now I am married to somebody who does quiet contemplation while his coffee is warming up. And I’m like, you know what, we just live different lives. while I’m pumping my gas, I clean out the car. I just grab a few things. I throw them into the garbage. I feel like that’s free garbage. Garbage is such a big deal up here.

Tonya Kubo (05:24)
Hahaha

Right.

Mm-hmm.

Mm-hmm.

Yes,

it is free garbage. I am right there with you.

Kathi Lipp (05:45)
It makes me so happy. I can’t even stand it. Yeah, I’m never somebody who would bring garbage from my house to throw away. I’ve heard of people doing that. I know. But if I’ve got a McDonald’s cup, that that’s going in the garbage while I’m pumping. It is I’m doing all the things and even like our truck takes a long time to fill up. I have been known to we have a like a hand vac in the truck.

Tonya Kubo (05:53)
Right. Mm-hmm.

Mm-hmm.

Yup.

Mm-hmm.

Kathi Lipp (06:14)
and I’ve been known to like vacuum things out while I’m doing, yeah, it makes me so happy I can’t even stand it. Okay, but I’m doing, what the core concept behind that is it just takes a moment to make a small difference. And like you just said with the unloading dishwasher and even with the, I don’t save up decluttering for the weekends. If I can do a little bit each day, man, the weekends can be for.

Tonya Kubo (06:17)
Nice.

Mm-hmm. Mm-hmm.

Kathi Lipp (06:42)
fun or bigger projects or things like that. Okay, number four, Tonya, what’s something that you don’t do now that you’re living clutter free?

Tonya Kubo (06:44)
Mm-hmm.

I don’t go shopping when I’m tired, hungry, or frustrated.

Kathi Lipp (06:56)
That’s my favorite time to go shopping. Okay, tell me more. Right.

Tonya Kubo (06:58)
It’s everybody’s favorite time to go shopping.

Right. But I mean, something that I learned early on in my clutter free journey is that when I’m tired, I’m hungry or I’m frustrated, my tolerance, like my my impulse control is lower and my desire to soothe is higher. And so I feel like everything I see at the store is going to make me feel better. And it is not.

Kathi Lipp (07:16)
Yeah.

Mmm, good.

Right.

Tonya Kubo (07:26)
to make me feel better. I am still going to leave the store tired, hungry, and frustrated so I may as well just solve those problems before I go.

Kathi Lipp (07:33)
Okay, can I tell you how I’m even worse at this and it’s something I need to correct in my own life. So I go to the store, which is a chore, right? That is an errand. Right. And I feel like because I have done that, even when I was living in San Jose and things were like five minutes, like, look at me checking things off of my list. I deserve a little treat, a little treaty treat. Can we just say that shopping and Target

Tonya Kubo (07:42)
Yeah, it’s a jaunt for you. It’s a jaunt.

Hahaha

Kathi Lipp (08:02)
It’s so much better when you have Starbucks. And so like this is the thinking I have to unpack all the time in my cluttery journey. it just, makes a difference. It makes a difference when you say, and I just, but I try not to go, I pack snacks now in our car so that we are not so tempted.

Tonya Kubo (08:05)
I’m sure it is, I’m sure it is.

Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (08:32)
Like it’s okay every once in a while to go to Starbucks, but you don’t get Starbucks every time you leave the house. Yes, okay. And so tired, hungry, frustrated will lead you to, and here’s the other part of that that I think is you’re so wise because I’ll just throw things in my cart and I’ll say I’ll return them later if I’m frustrated. Like, you know, don’t go shopping for jeans when you’re tired, frustrated or hungry. That’s just the meanest thing you could do to yourself.

Tonya Kubo (08:32)
Yeah.

Mmm.

No.

Kathi Lipp (09:00)
but then I’ll buy all the jeans and then I’m like, now I have to take them back. And then like, I already have a return right now of a shirt and it’s, we’re recording this around Christmas time. And I’m like, the last thing I want to do on earth is go into a store and return a shirt. Like I can’t think of anything I want to do less. Okay. Number five, I don’t leave a room without scanning the room. So.

Tonya Kubo (09:04)
Mm-hmm.

Yeah.

Hmm

Kathi Lipp (09:27)
What that means is I don’t, I don’t just walk into another room. I will walk into another room, but I will grab the dish that’s on my desk. I will grab the shirt that needs to be returned. Can you tell I’m going through stuff? I will grab the jacket that needs to be hung downstairs. And here’s why I think that this matters. Even if I’m just going into Roger’s office, which is still on the top of the floor.

I’ll move those things to the top of the stairs so that I used to think if I’m gonna do something, I need to do it all the way. And no, I just need to push it forward. I need to push that chore forward. And that makes a huge difference. It’s like, even if I can’t unload the entire dishwasher while my oatmeal is cooking, I’m pushing it forward enough and I’m yelling up to Roger,

Tonya Kubo (10:00)
Mm-hmm.

Mm-hmm.

Right.

Mm-hmm.

Kathi Lipp (10:26)
The dishes are clean, I’m just not done yet. And so he knows not to put dirty dishes in there. But if you can push it forward, then the next time you’re reheating your coffee, you can push it forward another minute and you might get it done. And so scanning a room, seeing what can I push into place? Because here’s what I know, if I leave it all until I have time, then I’m gonna spend half a day going up and down the stairs. And that sounds like my worst nightmare, I hate that stuff.

Tonya Kubo (10:29)
Mm-hmm.

Yeah.

Kathi Lipp (10:56)
Yeah, okay. So we have gone through our top five. We’re gonna take a quick break, pay some bills. We’re gonna come back and Tonya is gonna talk about how she doesn’t apologize. I can’t wait to hear about how you do this. Teach me, Obi-Wan. We’ll be right back. Okay, guys, we are back with 10 things I don’t do now that I live clutter free. So Tonya, you say you don’t apologize. For what?

Tonya Kubo (11:23)
I

apologize for the condition of my house.

Kathi Lipp (11:26)
So tell me more. Tell me how I can get brave and be really like, just come on in.

Tonya Kubo (11:33)
well, just stop doing it. I mean, that’s how I did it, right? It was like a cold turkey. Like, I think there was a bit of a transition of where I would say, I probably should apologize for the state of my house, but I won’t. But I just don’t. And, you know, some people come in and say stuff and some people don’t, and I don’t really care. Because what I realize is we all have a different standard. You know, I used to apologize. And I realized that a lot of people

Kathi Lipp (11:37)
wow.

Mm-hmm.

Yeah.

Tonya Kubo (12:03)
Like, first of all, I would apologize after spending hours doing a crisis clean because I knew other people would come in and like, and feel like my house was in complete disarray. And I was like, why am I acting like I didn’t just kill myself to make this house look nicer? And then I got to where, you know what? What do I care? mean, people come in, sometimes people are like, wow, you must be really busy. I am. That’s not untrue. I am really busy.

Kathi Lipp (12:13)
Mmm.

Right, right.

It’s a great friend test, right? Can we hang? Can we hang? Yeah.

Tonya Kubo (12:33)
Mm-hmm. Yeah, but I’m just

like, there’s nothing they could say that’s probably not true to some degree. And I’ve had like repair guys come in, it’s funny, is because the repair guys will come in and our front room doesn’t have flooring. We tore up the flooring and then building costs went up so we have not replaced the flooring. And they’ll go to put the booties on them like, yeah, that’s cute. You don’t have to do that here. And they’ll look around and they’re like, okay.

Kathi Lipp (12:49)
All right. Yeah.

Tonya Kubo (13:01)
Every now and then they’ll say, are you sure? Like, yeah, no, we’re good here.

Kathi Lipp (13:06)
Yeah.

Well, it’s so true. Our lives are all in transition, right? And when you have kids, the amount of day-to-day clutter goes up exponentially. Or maybe you’re in the midst of a big project. You know, I’ll never forget during the launch of Clutter Free, book, the state my house was in. It was like, we can’t take any pictures. And just recently,

Tonya Kubo (13:12)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (13:35)
Tenneil who manages our social media said, Kathi, can we get a video of you pushing in a chair? And right now we’re in Christmas crazies. I’m like, it would take me 45 minutes to get to a place to push in a chair. Right, it’s, yeah, because there’s all the fudge making supplies right there, yeah. So are you really, are you using marshmallow fluff in it?

Tonya Kubo (13:45)
No. To push in the chair. You’re like, “‘Cause I can’t get to the chair to push it in.”

Yes, I’m making fudge this weekend too. Anyway, I am.

I am using marshmallow fluff in it. I took a whole class on how to make fudge using marshmallow fluff. It was fun.

Kathi Lipp (14:05)
I saw that I saw that well,

I saw the fudge class. I didn’t know that there was the marshmallow fluff. Yeah, I’m very excited I’m just using a recipe off the internet But as you know, we live next to not next to you know half I don’t know 20 minutes away from a gourmet chocolate shop, which is the only Yeah, they’re a whiner They ship they’re so good but also let’s just say their fudge has gourmet prices and I’m like

Tonya Kubo (14:16)
Mm-hmm.

Little John’s, they ship. Little John’s, you should order from Little John’s.

Yes

Kathi Lipp (14:35)
How much would it cost for me to do this? And Roger’s like, we can buy their other stuff. We never have to buy fudge again. And I was like, I’m an indentured fudge servant now. Got it. Okay. Okay. You know what? It’s good. Hey, speaking of fudge, number seven, I don’t buy all the gear for hobbies unless I have a pattern of doing the hobby. Because here’s what I’ve discovered, Tonya. You know what my hobby is? Buying the stuff for hobbies.

Tonya Kubo (14:44)
Yes, I am too.

Mmm.

I

was gonna say preparing to have a hobby.

Kathi Lipp (15:07)
So here’s what I said, know, like one of the recipes that I am preparing right now called for a candy thermometer. And I’m like, ugh.

Tonya Kubo (15:17)
I need that for the fudge recipe with the marshmallow fluff. You need a candy thermometer.

Kathi Lipp (15:20)
Okay, so here’s what I told

myself if I prepare three recipes right now that don’t require the the thermometer if I if I prepare these three Christmas gift II things then I am allowed to buy a Candy thermometer and I got one by the way Michaels has 30 % off coupons for a while now. So go check that out I got the I think it’s the Wilson one but

Tonya Kubo (15:34)
Mm-hmm.

Ew.

Kathi Lipp (15:49)
I cannot tell you how many hobbies I’ve invested in and had to keep that stuff because I invest I told myself I’ve invested so heavily I need to keep all this stuff. It just it doesn’t make sense and it’s not the right thing. So I no longer I need to have a pattern of Can I start this hobby with stuff I have or can I start this hobby for less than ten dollars? And if I find that I really enjoy it

Tonya Kubo (15:54)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Kathi Lipp (16:19)
Then I will keep going but I am NOT going to go I’ll just say my history is buying at a professional level and performing at an amateur level like it’s not good

Tonya Kubo (16:30)
I

know that feeling though. If I have the same paints and brushes that Bob Ross has, I will make the same pictures that Bob Ross made.

Kathi Lipp (16:37)
Right.

Right, right.

And you know, our friend Cheri Gregory, friend of the podcast, Cheri Gregory calls it buying to become and I have done that for years and years. Okay, Tonya, number eight.

Tonya Kubo (16:49)
Yeah.

Okay, I kind of stole from you because you said that you scan a room before you leave. Before I go to bed, I make a round through the house specifically for dirty dishes. And here’s my, if I made a round through my house for decluttering, I would never make it to bed. But I can make a pass through my teeny tiny house just for dirty dishes in about 25 minutes. And it makes my life so much easier that

Kathi Lipp (16:58)
Yeah. Yeah.

so smart.

No, of course not.

Hmm

Tonya Kubo (17:24)
Like, know, because all run into bulls, where are all the bulls? The bulls are in the kids’ room underneath the bed. Why are they underneath the bed? I actually can’t answer that question, but that is where I find them.

Kathi Lipp (17:33)
Okay, Tonya, we are missing a bowl right now. There are just two of us. There are just two of us. This giant glass bowl, we cannot find. Is it under Lily’s bed? That’s my question now.

Tonya Kubo (17:36)
Maybe it’s under my bed!

It’s probably under Lily’s bed, and this is the worst of it, right? Is the way that Abby’s bed works, it sits lower to the ground. So Abby shoves stuff underneath Lily’s bed too. It’s not even all Lily’s fault.

Kathi Lipp (17:52)
Ugh.

Poor Lily. I’m sorry Lily. I did not mean to throw you under the bus bus or the bed Okay, so you do so what 25 minutes that seems like a long time so break that down for me Really okay

Tonya Kubo (18:13)
It’s a lot of dishes in my kid’s room and a lot of

dishes by Mr. Kubo’s desk. So it’s two trips. Two to three trips from the girl’s room, two trips from Brian’s desk and then

Kathi Lipp (18:20)
Got it. So you’re having to make multiple trips. Got it. Okay. And then

And and you’re

loading you’re soaking all that. Okay, that makes more sense. Okay Okay, that makes total sense. And I think doing doing a round of dishes I really feel like when everything else in your life falls apart the two things that you need to stay on top of are dishes and laundry because Mm-hmm. Yeah

Tonya Kubo (18:49)
Yes and I will say just really quickly that 25 minutes

does include a good five minute temper tantrum of my gosh what is growing in this thing.

Kathi Lipp (19:00)
I love it. Yeah, the the the Dishes and laundry if you stay on top of those like I don’t care how crunchy your kitchen floor gets I don’t care, you know at the I would say the third thing but this doesn’t have to be done as Much is staying on top of bills. Those are the important things that if you fall behind on them It’s going to be super painful to recover from them

Tonya Kubo (19:01)
That’s in there too.

No.

Mm-hmm. yeah.

Mm-hmm.

Kathi Lipp (19:25)
But if you can stay on top of those three things, it takes almost the same amount of energy to mop the floor when it’s been a week or five weeks. Like, I don’t want you to have to go five weeks, but if you need to in a crisis, you can. And yeah, and also stay on top of your garbage and recycling. number nine. This is my last thing of things I don’t do now that I live clutter free.

Tonya Kubo (19:37)
Mm-hmm.

Kathi Lipp (19:55)
Okay, I try not to I’m still working through this but I’m much better than I used to be I don’t compare my stuff to my friends stuff so Or stuff on social media. There is always a new thing That would make my life two percent easier or two percent better Not not my entire life if something made my entire life two percent better you bet I’m going to invest in that but like

Tonya Kubo (20:04)
Mmm.

Kathi Lipp (20:25)
Let’s say, know, my, my robot vacuum, there are now robot vacuums that you can control remotely. Like I could be at my mom’s house and now I could get that doesn’t make my life better enough to upgrade my robot. Like my robots fine. We get along. We, she does what she needs to do. I’m sorry. It’s normally a he. I don’t know why I said she, cause I like for all my domestic labor to be he’s.

Tonya Kubo (20:34)
Mm-hmm.

Kathi Lipp (20:55)
Because I just think that’s fair But I Just because somebody else has something that has made their life Infamates Lee better. It doesn’t mean that I need to upgrade it. I I try when I see you wearing a cute sweater I’m not going to say you know what? need that cute sweater. I’m gonna I’m one of things I’m trying to do is go into my own closet

Tonya Kubo (21:09)
Mm-hmm.

Mm-hmm.

Kathi Lipp (21:22)
and see

my own cute sweaters and the things that make me happy. So I’m trying really hard to reframe what my friends have. And also that can be a form of jealousy. I can just say, you know what? I’m really happy that Tonya has that sweater. I think she looks great in it. She’s having fun with it. And it makes me happy to see her in it. And it doesn’t have to be, I don’t have to own it for it to bring me happiness. So trying to stay out of that comparison trap.

Tonya Kubo (21:33)
Mmm.

Mm-hmm.

Yeah.

Kathi Lipp (21:52)
And I’m sure when you go into people’s houses that have floors, that can be hard.

Tonya Kubo (21:57)
I do have floor envy right now, I’m not gonna lie. If you’ve got luxury vinyl plank, I’m eyeballing your floors, let me tell ya.

Kathi Lipp (21:59)
I you do.

And I do have that upstairs and I wrestled over that decision for about two years And I’m so glad we pulled the trigger It’s so painful to get flooring done just because of all the moving and shifting and all that kind of stuff Okay, Tonya round out our list. Give us number ten. All right

Tonya Kubo (22:09)
Yeah, no.

It is.

My cluttery peeps will get this. I no longer gain comfort or security from having full shelves, full drawers, etc.

Kathi Lipp (22:33)
yeah, space scares us, doesn’t it? Yeah.

Tonya Kubo (22:37)
Space is scary because space is scarcity and lack and my gosh what

if I don’t have enough. But if things are full even if they’re full of stuff that you haven’t worn in 22 years you believe you have enough clothes if for some reason they stopped making all clothing.

Kathi Lipp (22:48)
Right?

Mm-hmm.

Okay, so Tonya, this is so interesting. A number of people on TikTok and other apps are doing a no buy 2025, right? And the conventional wisdom is declutter your closet so you can see what you have. And then, so you know what you have, because it is, it’s easier to see what you have when you have less stuff in your closet.

Tonya Kubo (23:04)
Mm-hmm.

Mm-hmm.

Mm-hmm.

Yeah.

Kathi Lipp (23:22)
But I heard one woman, I thought this was so interesting. And I’m just gonna throw this out there for your reaction. She goes, I am not decluttering before my 2025. Because when I declutter, I feel like there is empty space. And I feel this urge to fill that space with shopping, with thrifting, with all these other things. So what she is doing is she is.

Tonya Kubo (23:39)
Mm-hmm.

Kathi Lipp (23:50)
putting some of her clothes into another closet, including clothes she likes, so that she will, she remember, I’ve got more stuff. I don’t know, how does that hit you? I thought it was really interesting. Really.

Tonya Kubo (23:53)
Mm-hmm. Mm-hmm.

Mm-hmm.

I have a friend who does that actually. she has,

yeah, so she boxes up all of her extra stuff, even if it’s in the current season. And she has it all in like the rafters of her garage. But whenever she’s like, I wanna go shopping, she just goes and she takes a box down and she trades out pieces.

Kathi Lipp (24:10)
Mm-hmm.

Yeah.

You know, I think it’s really interesting. And so I’m not saying one way is better than the other. I’m going to try the other closet boxing because yeah, when I pull out all my winter stuff, I’m so happy. I’m like, I never need to go shopping again. And then after about two weeks, I’m like, you know, people are really into these green grandpa sweaters and like, okay, Kathi, stop, stop, stop, stop.

Tonya Kubo (24:50)
Yeah,

see, and I’m the person, I want all of my clothing to be able to fit in this much of my closet. Like, I don’t wanna ever change anything out. I don’t wanna work that hard. I’m just so, like, I don’t wanna say lazy, but really it’s just like, that is just something that takes such a high level of perceived energy for me that I’m like, I’m good.

Kathi Lipp (24:56)
Yes, you.

Yeah.

Okay, see, even within our Cluttery community, we all have our own little quirks. And that’s why it’s okay for you to forge your own path, but think about the wisdom that will get you to the next space in your Clutter-free journey. I hope one of these has inspired you today. Tonya, thanks so much for hanging out with me.

Tonya Kubo (25:18)
We do.

Thanks for having me.

Kathi Lipp (25:37)
And friends, thank you for being here. You’ve been listening to Clutter-Free Academy. I’m Kathi Lipp. Now, go create the clutter-free life you always wanted to live.

Kathi Lipp (00:18.316)

Well, hey friends, welcome to Clutter-Free Academy, where our goal is to help you take small, doable steps to live every day with less clutter and more life. Tonya, we’re gonna talk about money.

This is an area that I still struggle but feel like I’m doing better every day. What are your feelings towards money?

Tonya Kubo (00:45.396)

Well, I would like to have more of it always. like, you know, money is just numbers. It doesn’t really bother me to talk about money. I just would like more of it all the time. Right. Because there’s always something to buy, Kathi. I mean, hello, we are in clutter free Academy here.

Kathi Lipp (00:48.468)

Yes, of course.

Kathi Lipp (00:55.48)

Mm-hmm. Mm-hmm.

Yes. Right. Yes, yes. And I wonder, do you feel like cluttery people? You know, I always feel like I can’t remember what movie, you know, when will it be enough? Just a little bit more. I’m trying to remember. I can’t remember what movie it is, but, you know, when will it be enough? Just a little bit more. And I feel like I can feel that way about the stuff in my house.

Tonya Kubo (01:14.896)

Mm-hmm.

Tonya Kubo (01:26.82)

Mm-hmm.

Kathi Lipp (01:27.064)

course, I also want it to be less stuff in my house. I just want the right stuff, right? But also finances. you know, this year we’re kicking off, we’re talking about habits that we can develop in our lives in order to really approach the new year empowered. And I feel like especially with financial habits, that empowering is really, really important because we can feel like victims

Tonya Kubo (01:31.919)

Right.

Kathi Lipp (01:55.624)

Our not enough or we can feel like no, I’m super clever I can figure this out we can make this work and Roger and I have a ginormous bill to pay off like like ginormous like life-altering amount of money and You know, we knew what we were doing when we did that it was to make improvements to the home and things like that and worse we don’t regret doing it but

It does feel overwhelming and we’ve had to have a lot of financial discussions about how are we going to take those numbers and aim point, point those dollar bills in a powerful way. And so I wanted to talk about five things that I feel like have been very, very helpful for us and habits that we are getting into in order to gain some of that power back.

Tonya Kubo (02:27.706)

Mm-hmm.

Tonya Kubo (02:36.772)

Yeah.

Tonya Kubo (02:50.544)

Mm-hmm.

Kathi Lipp (02:50.924)

And the first thing I’m going to talk about is something that you and I both love. We are passionate about it. It’s the book Profit First. this, yes. Okay. Let me just start off by saying this is a business financial book. So if you’re not a business financial person, you might be like, but why? But Tonya, can you talk a little bit about the principles around Profit First and how they can apply to a home?

Tonya Kubo (02:54.842)

Mm-hmm.

Tonya Kubo (02:58.659)

Yes!

Tonya Kubo (03:18.788)

Well, so for me, I mean, the biggest principle of Profit First that I think you can apply to a home is rather than taking what’s left for your family, take what you need for your family first and then alter the what’s left part. So for example, I think a lot of us are reactionary with our finances, right? Like, the power bill is twice what it was last month.

Kathi Lipp (03:28.501)

Right?

Kathi Lipp (03:34.04)

Mm-hmm.

Tonya Kubo (03:47.344)

Okay, well, I guess I’m paying twice what it was. And then at the end, right, we say, I’ve got an extra $50 left over. I guess $50 goes in savings. Whereas, you know, with profit first, when you talk about, so you need to make sure that the very first cut you take is for yourself and then make sure everything else, all your expenses align. The first cut goes to savings because you’re never going to get off the financial hamster wheel.

Kathi Lipp (03:47.629)

Mm-hmm.

Kathi Lipp (03:56.024)

Hmm

Kathi Lipp (04:04.642)

Mm-hmm.

Kathi Lipp (04:11.266)

Yeah.

Tonya Kubo (04:14.672)

if you don’t start to build that up. And I know, you there was a time in our life where all we could do was say five to $10 a month and that was a huge win. But, you know, at the end of a year, having 120 to $150 set aside was the difference between having to put something on a credit card and being able to pay cash for it.

Kathi Lipp (04:14.7)

Mm-hmm.

Kathi Lipp (04:22.968)

bright.

Kathi Lipp (04:38.028)

Yeah, there were I when we first started this there were months where we put things into savings and later that month have to take it right out and It felt like okay. This is ridiculous. But you know what it made such a difference and Here’s the other thing. It’s so funny. We just did a podcast about hiding food from our family So that they didn’t plow through it. Can we take that same principle and talk about money with?

Tonya Kubo (04:47.726)

Right back out, yeah.

Tonya Kubo (04:55.151)

Mm-hmm.

Tonya Kubo (05:03.408)

Mm-hmm.

Kathi Lipp (05:07.414)

Miss Kathi Lipp because if I see that it’s available I feel like we that’s just my brain right and I don’t want to be the wee person but one of the things that we did as a family for our business was set up different accounts so that we never saw the money that the money wasn’t there because the money had been Allotted for something different and that’s what we had to do it

Tonya Kubo (05:08.994)

Tonya Kubo (05:15.408)

Mm-hmm.

Tonya Kubo (05:24.399)

Mm-hmm.

Tonya Kubo (05:34.916)

Mm-hmm.

Kathi Lipp (05:37.142)

So you guys the book profit first is on sale right now for like 11 bucks I don’t know what it will be when we you know broadcast this but It’s not a huge investment. It’s very easy and some people are like, well, isn’t this kind of like the envelope method? It is like the envelope method But it’s you we we’ve set up a number of different accounts and we could do that for free in our with our bank

Tonya Kubo (05:46.405)

Mm-hmm.

Kathi Lipp (06:04.96)

And if we couldn’t, we might’ve switched banks. We’ve actually got some accounts that are at a totally different credit union, because that’s what makes sense for us. But you can absolutely transfer this. And guys, you’re recommending a finance book, Kathi. If finances are a struggle, I highly recommend this, because everybody I have recommended it to, they swear by it. They swear by it. It makes a lot of difference.

Tonya Kubo (06:13.264)

Mm-hmm.

Tonya Kubo (06:27.738)

Mm-hmm.

Kathi Lipp (06:32.95)

So yes, the savings first transfer. What are the other categories that you need to pay? Everybody has that weird category that other people don’t have, but you know, you can start to guess what your categories are gonna be. And Tonya, Roger and I, when we borrowed some money against our own house, I will say we were not as careful with that money as we needed to be.

Tonya Kubo (06:50.032)

Mm-hmm.

Kathi Lipp (07:02.57)

Electric bill was insane insane and we were always too busy to figure out what was going on and We knew you know after doing that for too long We sat down and we had to figure out what is going on here and we did some investigation and not only Not only did we figure out turning the heater on for moose is costing us. I’m not even joking

Tonya Kubo (07:05.818)

Mm-hmm.

Tonya Kubo (07:11.472)

Mm-hmm.

Tonya Kubo (07:20.346)

Mm-hmm.

Kathi Lipp (07:31.266)

hundreds of dollars a month. Like you guys, it was crazy. But also we found out that we qualified for a program through PG &E, our electric company, that drastically reduced our bill. And then we also qualified for another program where we’re going to get free Tesla backup batteries for our house because Roger’s on a CPAP.

Tonya Kubo (07:32.56)

Mm-hmm.

Tonya Kubo (07:41.465)

Mmm.

Tonya Kubo (07:55.13)

Mm-hmm.

Kathi Lipp (07:57.634)

Like until you start investigating these things, you don’t know. And when you’re not paying attention to your budget, it’s very easy to just keep paying, paying, paying and never get ahead. And guys, we want you to get ahead. We want this to be something that we want you to win. And so we want you to feel the squeeze. And when you start to say, okay, if I reduce this bill, I have a little bit more money to play with over here and making savings a priority.

Tonya Kubo (08:00.698)

Mm-hmm.

Tonya Kubo (08:06.672)

Mm-hmm.

Tonya Kubo (08:16.016)

Mm-hmm.

Kathi Lipp (08:27.552)

Okay, number two, weekly budget check-in. Just are you somehow checking your budget to just see what is going on? Roger and I call this Monday Monies and Munchies, where we look forward to it because we’re gonna eat something amazing, but we also, know, money is a hard subject and…

Tonya Kubo (08:44.985)

Hmm.

Tonya Kubo (08:51.055)

Mm-hmm.

Kathi Lipp (08:56.386)

You know, Roger and I don’t fight, but neither of us like dealing with the money. It’s not fun. So how do you check in on your budget, Tonya?

Tonya Kubo (09:01.274)

Yeah.

Tonya Kubo (09:05.74)

Yeah, so I’m fully responsible for the finances in our house. So while I do try to sit down with Brian, because I think it’s important that he knows what we’re spending, how much we spend and what we spend it on, he has zero desire or interest in any of it. So I have to be really short, really to the point. I have a good friend though. She and her husband do a Costco date on Fridays.

Kathi Lipp (09:09.729)

Okay.

Kathi Lipp (09:16.33)

Mm-hmm. Right.

Kathi Lipp (09:24.504)

Mm-hmm.

Tonya Kubo (09:32.176)

They just, don’t go to Costco to shop. They just go to the Costco food court. They each get hot dogs or a slice of pizza. And that’s when they do their finances. And I think that is brilliant at Costco.

Kathi Lipp (09:36.79)

Okay.

Okay. Okay.

Kathi Lipp (09:44.472)

At Costco. That’s wild. They bring their laptops? Or phones? Okay. Mm-hmm.

Tonya Kubo (09:50.616)

No, she does everything in a notebook. And so she’s in charge of the family finances. They’re a single income household. Her job is being a good steward of his paycheck. Like that’s how they do it. And so she sits down and the way she looks at it is just like if she was a CFO and she’s meeting with the CEO, like this is what I’m doing with the money and this is what I think we should do. And these are some questions I have and that’s what they do. And it works really well for them. And she says, she’s like, don’t like, he doesn’t.

Kathi Lipp (10:01.282)

Got it, okay.

Kathi Lipp (10:08.782)

Okay.

Tonya Kubo (10:20.496)

really care what I do with his paycheck, as long as there are certain things that are important to him that he gets. She’s like, I could stockpile it all the way for Christmas and he’s not going to care. But I think it’s important to check in. Yeah. So I think it’s fascinating.

Kathi Lipp (10:25.421)

Right?

Kathi Lipp (10:31.118)

But he just wants, yeah. You know, as long as Roger has his favorite brand of salsa, we’re pretty much good to go, you know? But as soon as it dips below his favorite form of salsa, we’re gonna have a deep discussion, yeah. Okay.

Tonya Kubo (10:39.748)

Mm-hmm. Yeah.

Tonya Kubo (10:50.328)

Right, right. If you’ve got to go to off-brand salsa, you might have to dig deeper.

Kathi Lipp (10:54.158)

Times are desperate, right? Okay, guys, we’re gonna take a quick break and we’re gonna come back and we’re gonna talk about something that both Tonya and I are super passionate about when it comes to finances. So you’re not gonna wanna miss this. We’ll be right back.

Okay guys, we are back. We’ve talked about two financial habits. Read Profit First or listen to it on audio. I listen to it on audio about, I would say every 18 months and it gets me excited about it again. Number two, weekly budget check-in. Make sure that you know where that money is going. Number three, we both love this. You know it. It’s Low Buy July.

Tonya Kubo (11:23.152)

Mm-hmm.

Kathi Lipp (11:37.858)

Tonya, talk a little bit about your passion behind Low by July.

Tonya Kubo (11:42.778)

Well, what I love about, I mean, for us, it started off like out of necessity, first of all, right? So I was going to, yeah. And I think what we can do is we can link a couple of episodes that are about Low Buy July in the show notes. But ultimately, the idea is to reduce your discretionary spending as much as possible. So we’re not talking about living in dark.

Kathi Lipp (11:48.288)

Right. Explain what it is. Explain what it… Okay. Okay, good. I want to make sure.

Kathi Lipp (11:57.634)

Yes. Right.

Tonya Kubo (12:10.724)

like and not turning on your lights because you’re not allowed to pay the power bill this month. We’re just talking about, can you minimize the impulse purchases? Can you spend an extra week before you go back to the grocery store? Can you fill up your tank one less time this month? you know, because you’re driving fewer places, that’s really what low by July is about. And what I, we initially started it out of necessity, like I said, because Brian didn’t used to get a paycheck in August.

Kathi Lipp (12:11.437)

Great.

Kathi Lipp (12:40.162)

Right.

Tonya Kubo (12:40.3)

And while I am an almost equal contributor to the household these days, there was a time where I was like, he was bringing in about three-fourths what I brought in, but we still needed his three-fourths a lot. So having that one check now come in was really tough. And so I needed to make July’s money stretch as long as possible. And that was how we did it. Now I like it cause it’s a reset because after Christmas,

Kathi Lipp (12:54.09)

Right? 100%. Yeah.

Kathi Lipp (13:02.017)

Mm-hmm.

Kathi Lipp (13:07.021)

Mm-hmm.

Tonya Kubo (13:07.972)

For us at least, Christmas feels like an excess. We are doing a ton of traveling. We’re very busy, so there’s a lot of eating out. And that carries over into January. We’ve got birthdays in January and then all the things. And then it’s usually around May where I’m like, whoa, whoa, whoa. Like there’s less going into savings than there used to be. Like all this stuff is happening. And so then in July, it’s an opportunity to reset. It’s an opportunity for us to go, okay, what do we really wanna be doing with our money?

Kathi Lipp (13:25.804)

Yes!

Kathi Lipp (13:30.06)

Mm-hmm.

Tonya Kubo (13:37.804)

It’s an opportunity to be looking at where the money’s going. You know, are we spending more here than we used to? If that’s the case, where can we take that from? And what should be our financial priorities moving forward? I feel like in our household, it is hard to proactively talk about financial priorities in a month where it feels like we’re doing a lot of spending. So Low Buy July for us is a great time for that. How about you?

Kathi Lipp (14:00.268)

Right.

And it may you know what I love is You know our budget has historically had enough a little bit of room that we don’t have to It we can’t we do but we don’t have to look at the sales flyers. We don’t have to plan our meals around what’s on sale and July resets that

Tonya Kubo (14:22.01)

Mm-hmm.

Tonya Kubo (14:27.888)

Mm-hmm.

Kathi Lipp (14:31.384)

for me, I get out of good habits. And you know, so in July, I take Amazon off my phone. take, you know, I’m trying to eat down what we have in our pantry, which is a really good time for us because we want to make sure that the things we stocked up on last year are not hanging around too long.

Tonya Kubo (14:39.696)

Mm.

Tonya Kubo (14:57.741)

Right.

Kathi Lipp (14:58.81)

So, you know, that’s what we want to be able to do. And I notice that we start to save a lot more money in the fall because I’m out of that impulse habit. And again, with cluttery people, impulsivity is something that we know, it’s our best asset. It also can be our biggest struggle. And so, you know, Roger loves when I say

Tonya Kubo (15:20.91)

Right?

Kathi Lipp (15:24.344)

Hey, let’s drive to town and get a Starbucks and I probably do that twice a year. So it’s fun to be impulsive, but also, you know, we need to tame that because that’s not a sustainable way of living. And at some point we’re going to retire. At some point, we’re not going to have the income that we do. And I want to be able to enjoy my life without regrets. Okay. Number four, monthly subscription audit. Okay, Tonya.

Tonya Kubo (15:28.89)

Mm-hmm.

Tonya Kubo (15:48.026)

Yeah.

Tonya Kubo (15:53.7)

Mm-hmm. Okay.

Kathi Lipp (15:53.742)

I’m very proud of myself. have gone, well, okay, I should be ashamed of how many monthly subscriptions I have let sneak into our house, our household budget, but I’m not gonna go with the shame. I’m gonna go with the victory that I, over the past two months, I’ve been auditing, like as things come up and I’m like, okay, we’re not watching Brit Box. Okay, we don’t need.

Tonya Kubo (16:04.688)

Mmm.

Tonya Kubo (16:09.487)

Right.

Tonya Kubo (16:16.89)

Mm-hmm.

Kathi Lipp (16:23.464)

Apple we don’t need an Apple TV subscription year-round You know I ours so I have been canceling monthly subscriptions or yearly subscriptions But every month I’m doing an audit and seeing you know now a lot of companies are telling you hey this subscription is renewing in a week and So I’m being very proactive to go and cancel that I’m searching through

Tonya Kubo (16:28.048)

you

Tonya Kubo (16:46.608)

Mmm.

Kathi Lipp (16:52.406)

are Wells Fargo statements and saying, is there anything else? I’m looking in places like Google Play or PayPal and saying, what’s coming out that I don’t really need for it to come out anymore. And you know, I love when there are some subscriptions I have and I love and I use, and I’m great with that.

But it’s the one that I’ve kind of fallen out of the habits on that is, it’s been great. And I just did a total. So I asked AI, here are all the subscriptions I have canceled. Tell me what my annual savings are. And for the subscriptions that I’ve canceled over the past several months, we are saving annually $670.

Tonya Kubo (17:30.661)

Mm-hmm.

Tonya Kubo (17:47.982)

Nice.

Kathi Lipp (17:49.058)

That’s not a small, it’s not an insignificant amount of money. It’s a huge amount of money. And so, like I have a Costco membership, I have a Sam’s membership. I will always pay for the, well, don’t know if I’ll always, but for now, I have no problem paying for those, because I use them enough, it makes sense. But these little things that can creep in, they make a difference when they’re all adding up. Tonya, how do you,

Tonya Kubo (18:15.822)

Mm-hmm.

Kathi Lipp (18:17.579)

Are you good about this stuff? Do you struggle? Do your kids have subscriptions?

Tonya Kubo (18:21.136)

Well, think, yeah, so I think for us, you know, as a household, like Brian is responsible for entertainment, right? So they’re like, oftentimes I’m just like, okay, so help me understand why we have Peacock and Apple and Hulu and blah, blah, blah, blah. You know, and he’ll say, well, know, Abby likes this show. It’s only on that channel. It’s only on that service, this service, that service.

Kathi Lipp (18:33.486)

Mm-hmm.

Kathi Lipp (18:42.456)

Mm-hmm.

Tonya Kubo (18:48.868)

But what I do find is the channels included with certain services change a lot. And so it’s worth always looking at that to say, hey, because I remember I cannot tell you what it is because it’s not a show I watch, but there was some show that we had a service and it was because that was the only way you could watch the show. But then that became available with like our cable subscription. And so we ended up knocking off like 30 bucks a month.

Kathi Lipp (18:55.63)

Hmm.

Kathi Lipp (19:13.911)

Right.

Tonya Kubo (19:17.98)

one year just by evaluating what services got access to which shows. And even if we decide, you know, we want to watch a show or pay to watch like a single show, it’s cheaper over the course of the year than it is to subscribe to these services. And I am, so I have to look quarterly because things sneak in. I’m like, I’m a big fan of,

Kathi Lipp (19:35.565)

Yeah.

Tonya Kubo (19:42.064)

client or a friend launches some low cost thing and it’s nine dollars a month. And that’s all I’m like, yeah, I’ll support you. But, you know, nine dollars a month times five suddenly is a forty five dollar a month thing. So I have to do that. And then this year, I’ve really been looking at my business expenses and seeing where I can cut there, because the less business expenses I have, the more profit I can take that I then put into my family’s account.

Kathi Lipp (19:52.961)

It’s so true.

Kathi Lipp (20:10.734)

100 % and we have to keep on top of those things. So do that audit. Then number five, a financial focus hour. So this is something that Roger and I are doing. Now we’ve talked about body doubling that I am much more focused when I know Roger is focusing on something adjacent to what I’m focusing on. So one thing that we’re doing now,

Tonya Kubo (20:15.62)

Mm-hmm.

Tonya Kubo (20:37.103)

Right.

Kathi Lipp (20:40.366)

is Roger is spending that hour looking at more of our high-level finances. Like, do we need to move something around? It makes it sound very, do we need to move money around? You know, we’re not that bougie, but would it make sense? He’s, you know, one of the things he’s doing this week is checking with a financial advisor through work to see what we should be doing. Well, I’m doing more of the low-level stuff, like,

What’s a loss leader at Safeway this week? Yeah, but they’re both contributing to our financial future in our home. And so is there something that you could be doing? Now you say you are primarily responsible for finances in your house. How often do you check in on your finances?

Tonya Kubo (21:11.792)

Mm-hmm.

Tonya Kubo (21:30.256)

So I check in twice a month. So I do a budget check weekly and then I’m checking in on other deeper dives about twice a month. Because there’s things that Brian subscribes to that I don’t know about and I have to ask questions and it’s just easier to ask questions when there’s two versus when there’s five.

Kathi Lipp (21:40.75)

Mm-hmm.

Kathi Lipp (21:44.692)

Right. Yeah. Yes. Right. Absolutely. And now are when you are checking in on those things, is it because, you know, Brian gets paid twice a month or is it is there a reason behind it or it just works for you?

Tonya Kubo (22:03.564)

Yeah, so for us, so Brian only gets paid once a month. And I have to tell you, I miss my university days where we both got paid the same day. And then it was just a matter of making the money last. So part of why I check in is because it helps me understand how much I need to pay myself because I pay myself like every other week. That way that that’s like groceries and stuff like that. So it helps me go, OK, so, you know, where am I at? Because I do control

Kathi Lipp (22:11.905)

yeah.

Yeah.

Kathi Lipp (22:21.955)

Yeah.

Tonya Kubo (22:32.844)

my own income so that I can save money so that I can offset lean times. But there’s sometimes, like for instance, we had a phone bill that was double what we usually spend. Actually, no, was three times what we usually spend. know, and Brian can’t just suddenly like make that up. That’s just not the nature of his line of work. So it was nice for me to be able to say, okay, well, I have that in my backup that I can then pull over.

Kathi Lipp (22:34.904)

Mm-hmm.

Kathi Lipp (22:39.137)

Right.

Kathi Lipp (22:46.85)

Wow.

Kathi Lipp (22:52.054)

Right? Yeah.

Tonya Kubo (23:00.068)

But if I wasn’t checking, if I was only checking once a month, that would have, I would not have recognized that.

Kathi Lipp (23:00.206)

Mm-hmm.

Kathi Lipp (23:06.668)

Yeah. Okay, guys, we’re gonna go over these financial habits again. Don’t try to implement everything at once, but think about what could you easily put into your lifestyle? Put it on your calendar so that it comes up and helps you. I want your financial freedom to be at the forefront of your mind because this is something we all need to be paying attention to. And I’ll tell you,

us cluttery people have a hard time with it. And I don’t want this to be a source of contention in your relationships or for you. I want you to take care of your future self. So number one, check out the book Profit First. We don’t earn commission from you doing this. We just want you to be financially healthy. Two, weekly budget check. This is to just check in, you know, do you…

Check into your accounts. Make sure you know where your money is going. Number three, join us for Low Buy July. You can do this over at Clutterfree Academy, Kathi Lipp’s Clutterfree Academy on Facebook. We do it every year. We would love to have you over there. Four, monthly subscription audit. See what you’re actually paying for over and over on repeat. They make it very easy for you to not see that being on repeat. And we want you to make the…

Tonya Kubo (24:25.232)

Mm-hmm.

Kathi Lipp (24:27.946)

Invisible visible and it will help you take care of your finances and then finally Financial focus hour is is there somebody else you’re sharing finances with where you can each take a piece of it and do a deeper dive Because it’s gonna help you save money Tonya. This has been great and it’s been very unscary, which I really like Yay And friends, thank you for being here. You’ve been listening to Clutter Free Academy. I’m Kathi lip now

Tonya Kubo (24:48.482)

Yay!

Kathi Lipp (24:57.708)

Go create the clutter free life you’ve always wanted to live.